Terms & Conditions

Terms and Conditions

By using our website, mobile application, or any of the Services provided by Onesurance, you accept these Terms and Conditions and our Privacy Policy and agree to abide by them. You confirm that you are at least 18 years of age and have the legal authority to enter into this Agreement.

1. Acceptance of Terms

By using our website, mobile application, or any of the Services provided by Onesurance, you accept these Terms and Conditions and our Privacy Policy and agree to abide by them. You confirm that you are at least 18 years of age and have the legal authority to enter into this Agreement.

2. Services

Onesurance provides services designed to help you organize, manage, and keep track of your insurance policies, including reminders for payments and due dates. Additionally, we offer policy comparison tools to help you find the best coverage options from different insurance providers ("Services").

3. User Responsibilities

You agree to:

• Provide accurate, complete, and up-to-date information when using our Services.
• Ensure that all insurance policies and related details you input into our platform are truthful and current.
• Maintain the confidentiality of your account information, including your username, password, and other sensitive data.
• Notify us immediately of any unauthorized access or use of your account.
• Use our Services in a lawful manner and comply with applicable laws and regulations.

4. Account Registration

To access certain features of our Services, such as storing policies, receiving reminders, and accessing policy comparisons, you may need to create an account. When registering, you agree to provide accurate, complete, and up-to-date information. You are responsible for maintaining the confidentiality of your login details and for all activities that occur under your account.

5. Organizing and Managing Policies

You may add multiple insurance policies to your account, including but not limited to health, life, auto, home, and other types of coverage. Our platform allows you to:

• View and manage all your policies in one secure location
• Set reminders for policy payments, renewals, and other important dates.
• Edit, update, or remove policies as necessary.

Please note that while we provide a convenient way to store and organize your policies, we do not directly manage or administer the policies themselves. You are still responsible for directly communicating with the relevant insurance providers.

6. Payment Reminders and Notifications

Our platform will send you notifications and reminders about upcoming policy payments, renewals, and other important dates related to your insurance policies. These reminders are intended to help you keep track of your obligations. However, you are solely responsible for making timely payments and ensuring your insurance coverage remains active.

7. Policy Comparisons

Through our Services, you can compare policies from different insurance providers. These comparisons may include details such as coverage options, premiums, exclusions, and other terms provided by third-party insurers. While we strive to provide accurate and up-to-date information, we cannot guarantee the availability or accuracy of the policies listed in the comparison tool, as they are subject to change by the respective insurance providers.

8. Payments and Billing

While our Services assist you in managing your insurance policies and tracking payments, any actual transactions related to policy premiums are processed directly through the insurance providers you choose. You are responsible for paying premiums directly to the insurance provider, in accordance with their terms.

9. Termination of Services

We reserve the right to suspend or terminate your access to our Services if we determine, at our sole discretion, that you have violated these Terms and Conditions. Upon termination, you will no longer be able to access your account or use any Services provided by us.

10. Limitation of Liability

To the fullest extent permitted by law, Onesurance shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, data, or business, arising out of or in connection with your use or inability to use our Services, or for any errors, omissions, or interruptions in the data or services provided.

11. Privacy

Your use of our Services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please read our Privacy Policy carefully to understand our practices.

12. Modifications to Terms

Onesurance reserves the right to modify or update these Terms and Conditions at any time, and any changes will be posted on this page with an updated "Effective Date". Your continued use of our Services after such changes constitutes your acceptance of the updated Terms.

13. Governing Law

These Terms and Conditions shall be governed by and construed by the laws of England and Wales. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: gundasr@inetsoftwaresolutions.co.uk.